What are Personal Injury Protection plans?

Motor vehicle accidents happen every day. Whether they lead to major injuries or just consist of minor fender benders, car insurance companies can get involved. These companies provide insurance for the cars involved in the accident. After an accident, individuals usually swap insurance information. Not only do insurance policies cover the vehicles, but they can also benefit the individual. Due to the personal injury protection plan in New Jersey state, those involved in motor vehicle accidents can benefit from this form of aid. You can be entitled to compensation based on the accident you experienced and the injuries you sustained from it. With this plan, your injuries are covered through this insurance.

Who is at fault?

For PIP, it doesn’t matter who was at fault for the car accident. You can still be covered under the Personal Injury Protection plan whether you were at fault or another individual. Personal Injury Protection is part of a driver’s insurance plan. For this plan, it allows people to receive medical care without having to place the blame on someone for a car accident. Since car accidents can result in serious injuries, these plans can be useful to provide the funds necessary for medical attention. Through this plan, individuals can benefit by having their medical bills covered for. However, not all PIPs will be able to cover the cost of all the medical bills. The PIP application should be filled out immediately. This will give the insurance company the right information it needs to cover the cost of your medical bills, which will give a quicker opportunity to treat your injuries. This application will push your insurance company to see if you are entitled to benefits under the automobile personal injury protection law.

How can I seek legal action?

If you decide to seek legal action regarding the accident, you can be compensated for injuries that you sustained as a result of the accident. Some Personal Injury Protection plans may not provide a sufficient amount of compensation for the extent of the injuries you sustained. If the accident was severe and you have major injuries, your medical bills may be more costly. If you wish to file a lawsuit in pursuit of more compensation to cover bills, you have the ability to do so. When pursuing a personal injury lawsuit, you can seek compensation for economic and noneconomic damages. Economic damages can include medical bills, rehabilitation, lost wages and lost future wages. Noneconomic damages can include the pain and suffering you have had to endure from this accident. This can also be considered as compensation for your emotional distress from the situation.

The dedicated and compassionate attorneys at Vigilante Law Firm, P.C. would be happy to provide you with assistance in your case and help you protect your future when so much is on the line. Contact us today to schedule a consultation so we can assess the specific circumstances surrounding your lawsuit.