What is no-fault insurance?

When you get into a car accident, you may sustain injuries ranging from just bumps and bruises to seriously debilitating injuries that change every aspect of life as you know it. The costs associated with these injuries can be astounding and take a massive toll on your financial status. You may be facing the costs of surgeries, rehabilitation, and time out of work. Depending on the severity of your injuries, you may have to hire additional help such as a home aid, a cleaning service, or another financially burdening service to assist you in doing the things that you no longer can.

Some people may worry that if they were injured in an accident but the accident was their fault, they will not be covered under insurance. Luckily, in New Jersey and Pennsylvania, there is a system known as no-fault insurance. In New Jersey, it is also commonly referred to as personal injury protection, or PIP. This type of insurance coverage means that if you are injured in an automobile accident, your insurance company will be responsible for paying your medical bills.

In the event that your medical expenses exceed what your insurance will cover, you may have to bring a case against the other party involved in the accident. Their insurance company would cover the outstanding balance of your medical bills.

If you have been injured in an automobile accident, it is important that you contact an experienced personal injury attorney who can provide you with assistance and help you collect compensatory damages. The experienced attorneys at the Vigilante Law Firm P.C. would be happy to assess your situation and help you put together a successful personal injury case. Contact our firm today to schedule an initial consultation.